When you are full of ideas for starting a new business, all you can see is what’s going to happen tomorrow. Many financial aspects of the business can and should be added into your plan. We help to make sure your retirement plan suits your company and employees.

Why Financial Planning Is Important For Business Owners

Just as even the savviest of pilots can’t always fly blind all the time, so too is the case with business owners. Meticulous financial planning, for the short-term, in the intermediate period, and for the long-term horizon, is vital if a business is to succeed.

With sound financial planning, the best of business ideas will soon prosper.  Business financial planning is the lifeblood for any venture to succeed, expand and flourish in the long run.

What We Can Do For You

Here’s how our Business Financial Planning solutions can help you:

• Start-up financial planning: Therese and Danielle will help uncover creative capital financing opportunities for you.
• Business plans: To address the ongoing viability of your business, you’ll need help putting together a sound business plan – for the short, intermediate and long-term. We can help create that plan for you.
• Contingency planning: Emergencies and unforeseen situations can arise anytime during the life of the business. It takes proficient financial advice to ensure you have the safety net to successfully weather the business through such events.
• Taxation: We will work with your tax advisor to see that your business finances receive the most up to date and effective tax incentives.
• Debt management: Is it best to borrow against business assets? Or should you consider refinancing? Or would it make sense to dispose-off some assets to finance debt? These are every-day decisions that we help business owners make.
• Business expansion and diversification: When it comes to expanding and diversifying your business, you’ll find us right beside you when evaluating financial proposals and financing options to fund those initiatives.
• Employee retention: No business is ever successful without satisfied employees. We’ll work with you to help offer attractive remuneration, compensation and benefits packages to your employees that will motivate them to consider making a long-term career with you and your company.
• Succession planning: What happens if something unexpected happens to you? What if you wanted to step down, or take a less active role in the business? Is there someone groomed to assume the mantle of leadership and succession? There are many key business owner plans that may fit your needs, we will help to put that plan in place.
• Retirement, Estate and Legacy planning: When it’s time for you to call it quits, we’ll be right there to ensure you are able to work towards enjoying the fruits of your hard work. Through careful planning, we’ll not only aim to make sure you enjoy a comfortable retirement, but that your legacy passes seamlessly to your next generation of successors.

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.